THIS WANING PRESENCE OF BANK BRANCHES

The traditional physical bank branch is experiencing a growing decline in its presence. Driven by the explosion of online and mobile banking, users are increasingly relying to digital channels for their financial needs. This shift has caused to a decrease in branch openings, and many institutions are merging existing branches to optimize costs. Ne

Return on total assets (ROTA) is a crucial financial metric employed by investors and analysts to gauge the efficiency of a company in producing profits from its assets. It represents the proportion of net income earned relative to the total assets held by the company. A higher ROTA indicates that a company is effectively managing its assets to gen